chrischiou.com

I wasn reading the Huffington Post this morning and they talked about problems with the health care proposals made by the Obama administration.  One of the great points they made was:

Meaningful health reform needs to provide incentives for physicians and other health professionals to teach their patients healthy ways of living rather than reimbursing primarily drugs and surgical interventions. If lifestyle interventions proven to reverse as well as prevent many chronic diseases are reimbursed along with other strategies for improving cost-effectiveness across the U.S. health care system, then it may be possible to provide universal coverage at significantly lower cost without making painful choices, and the only side-effects are good ones.

I agree 100%.  An ideal healthcare system would reward doctors for keeping patients healthy and for improving their quality of life with regards to the patients’ health.  Instead, our current system rewards doctors for performing lots of unnecessary tests and prescibing medications even when it is borderline on whether or not the patient really needs the prescription.

Let’s get it right this time.

For quite a while, president Obama has promised our nation a comprehensive plan to bail the economy out of this long recession. In so doing, he may have accidentally misled many people into believing that money will be directly earmarked to help save individuals from the personal debt crunches. Now that news in this area is progressing, some people are realizing the honest truth. While moneys are being dolled out to large social programs such as Medicaid, as well as corporate bailouts and infrastructure investments, there is not any well thought out plan to bail individuals out directly when it comes to personal debts. While taxpayer money is being used to fund projects and bail out companies consumers are getting zip.

Due to the major worldwide economic recession people are realizing that now is the time to tighten their purse strings. Now is the time to take hold of the family budgets and get their families out from under the heavy weight of financial debt. Actually, this economic recession is affecting creditors as much as individuals. It is finally making the banks more agreeable to the idea of debt negotiations. Such arrangements allow people to pay a part of what is owed and have it regarded as payment in full. Others are getting their terms extended and payments lowered. Loan holders are willing to do this in order to get their own finances back in shape. It doesn’t do anybody any good to see a person default on their obligations.

Many Americans nowadays are finding that rising prices on everything from gasoline to interest rates have made it nearly impossible to make ends meet. Credit cards, home loans, student loans and other forms of major debt have paralyzed the average American. Answering the phone or checking your mail can be terrifying if you suspect its going to be another debt collector trying to collect money you dont have.